All news with #agent payment protocol tag

Agent Payment Protocol: Enabling Trusted Agent Commerce

🔐 Agent Payment Protocol (AP2) is an open trust layer that enables AI shopping agents to complete purchases without ever handling raw payment credentials. AP2 enforces a role-based separation—shopping agent, merchant endpoint, credential provider, and payment processor—and relies on verifiable credentials to produce cryptographic proof of intent and approval. It defines three mandate types (Cart, Intent, Payment) to support both human-present and human-not-present flows. Developers can adopt AP2 as an extension to A2A and MCP to reduce PCI scope and improve accountability.