Managing digital assets after death: risks and guidance
🔒 Digital assets left after death — from emails and social media to passwords and crypto wallets — can complicate an already traumatic time for families and create new fraud opportunities. The legal landscape is fragmented: RUFADAA in the US, a proposed UK bill and ELI efforts in Europe offer partial solutions, but platform policies remain inconsistent. Practical steps include creating a digital inventory, appointing legacy contacts (e.g., Facebook/Instagram Legacy Contact, Google Inactive Account Manager, Apple Digital Legacy) and using emergency access features in password managers. Also file tax returns, place deceased alerts on credit reports, cancel subscriptions, and be wary of scams targeting grieving relatives.
